✅ Built by a Practicing Student Loan Professional, Author & RIA Owner

Learn from Ryan Galiotto, CSLP® CFP®, one of the nation's top student loan experts & thought leaders who has advised on over $75,000,000+ in student loan debt & featured in the Journal of Financial Planning, Forbes.com, Credible.com & other publications.

✅ Step-by-Step Guide to Profitably Implement Student Loan Planning

Follow Ryan's proven roadmap to quickly launch and implement student loan planning in your practice—so you can start attracting the clients you want to work with and confidently convert them into full financial planning relationships.

✅ Supportive Advisor Community & Monthly "Office Hours"

Join Ryan for monthly office hours where you'll review real cases, get your questions answered, and stay on top of student loan changes—alongside a community of advisors all building this service together.

Get UNLIMITED access to the course for one year!

Enroll today to enjoy access to the Student Loan Help Course for one whole year. Also includes: - Profile listing on StudentLoanHelpNetwork.com (coming soon!) - Monthly "office hours" meetings with Ryan to discuss cases & policy changes - Private community with other student loan advisors

$549.00 / year

Enroll now

What you'll learn

How to Give Confident, Accurate Student Loan Advice

Cut through the complexity and focus on what actually matters when helping clients manage and optimize their student loans—while staying up-to-date on the latest policy changes that impact your advice.

How to Build & Monetize a Student Loan Service

Learn the exact steps to implement student loan planning in your firm—and turn it into a profitable source of new clients and ongoing revenue.

How to Convert Student Loan Clients into Long-Term Clients

Use student loan planning as a gateway to offer full financial planning, investment management, or other services your firm provides.

Attract the next generation of financial planning clients to your firm.

Set your firm apart by becoming the local student loan expert in your area.

Create an additional stream of revenue for your practice.

Curriculum

10 Chapters · 92 Lessons

  1. 1

    Module 1: What is student loan planning

    1. (Included in full purchase)

      Introduction to your course creator, Ryan Galiotto

    2. (Included in full purchase)

      What is student loan planning? (SLP)

    3. (Included in full purchase)

      The massive need for student loan planning

    4. (Included in full purchase)

      What student loan planning can accomplish

    5. (Included in full purchase)

      How SLP fits in the whole financial plan

    6. (Included in full purchase)

      The goal of this course

  2. 2

    Module 2: The basics of student loans

    1. (Included in full purchase)

      Introduction

    2. (Included in full purchase)

      Who can get a student loan & how?

    3. (Included in full purchase)

      Type of student loans: Federal vs Private

    4. (Included in full purchase)

      Private student loans

    5. (Included in full purchase)

      Types of federal student loans

    6. (Included in full purchase)

      Family Federal Education Loans (FFEL)

    7. (Included in full purchase)

      Federal Direct loans

    8. (Included in full purchase)

      Federal repayment plans

    9. (Included in full purchase)

      Non-income driven repayment plan

    10. (Included in full purchase)

      Income-driven repayment plans

    11. (Included in full purchase)

      Saving On A Valuable Education (SAVE)

    12. (Included in full purchase)

      Pay As You Earn (PAYE)

    13. (Included in full purchase)

      "Old" Income-Based Repayment (IBR)

    14. (Included in full purchase)

      "New" Income-Based Repayment (IBR)

    15. (Included in full purchase)

      Income-contingent repayment (ICR)

    16. (Included in full purchase)

      IDR Plans & Married Borrowers

    17. (Included in full purchase)

      Refinancing

    18. (Included in full purchase)

      What happens to your student loans at death

    19. (Included in full purchase)

      What happens to your student loans if you become disabled

    20. (Included in full purchase)

      The role of servicers

    21. (Included in full purchase)

      The role of the Ombudsman

  3. 3

    Module 3: Forgiveness programs

    1. (Included in full purchase)

      Introduction

    2. (Included in full purchase)

      Public Service Loan Forgiveness (PSLF)

    3. (Included in full purchase)

      How to complete the PSLF Employment Certification form

    4. (Included in full purchase)

      IDR Forgiveness

    5. (Included in full purchase)

      Teacher Loan Forgiveness

    6. (Included in full purchase)

      Nurse Corps Loan Repayment

    7. (Included in full purchase)

      PSLF Employment Certification Form (current as of April 2025)

    8. (Included in full purchase)

      Teacher Loan Forgiveness Application (as of April 2025)

  4. 4

    Module 4: How to build a student loan plan

    1. (Included in full purchase)

      Introduction

    2. (Included in full purchase)

      Step 1: Gather Data (intro)

    3. (Included in full purchase)

      Step 1: Gather Data

    4. (Included in full purchase)

      How to download a student loan data file from StudentAid.gov

    5. (Included in full purchase)

      Step 2: Look for forgiveness opportunities

    6. (Included in full purchase)

      Step 3: Picking a repayment plan...

    7. (Included in full purchase)

      Step 3: ... if they are going for PSLF

    8. (Included in full purchase)

      Step 3: ... if they are going for IDR forgiveness

    9. (Included in full purchase)

      Step 3: ... if they are paying their loans down quickly

    10. (Included in full purchase)

      Step 3: ... if they need the lowest payment possible

    11. (Included in full purchase)

      Step 4: Should they consolidate?

    12. (Included in full purchase)

      Step 5: Should they refinance?

    13. (Included in full purchase)

      Step 6: Consider insurance needs

    14. (Included in full purchase)

      Step 7: Review the potential "risks" to the plan

    15. (Included in full purchase)

      Step 8: Draft a "Plan Summary" for the client

  5. 5

    Module 5: Advance student loan planning topics

    1. (Included in full purchase)

      Introduction

    2. (Included in full purchase)

      Intro to tax planning concepts

    3. (Included in full purchase)

      Helping married borrower determine tax-filing status (MFJ vs MFS)

    4. (Included in full purchase)

      Student loan interest & taxes

    5. (Included in full purchase)

      Lowering the client's AGI

    6. (Included in full purchase)

      Taxation of IDR forgiveness

    7. (Included in full purchase)

      The IDR Account Adjustment

    8. (Included in full purchase)

      Student loans & mortgages

  6. 6

    Module 6: Setting up your student loan practice

    1. (Included in full purchase)

      Introduction

    2. (Included in full purchase)

      Using your RIA or setting up an OBA

    3. (Included in full purchase)

      Creating your service packages

    4. (Included in full purchase)

      How to collect payments from clients

    5. (Included in full purchase)

      Insurance coverage you need

    6. (Included in full purchase)

      Technology to purchase

  7. 7

    Module 7: Marketing your student loan practice

    1. (Included in full purchase)

      Introduction

    2. (Included in full purchase)

      Picking a niche

    3. (Included in full purchase)

      Getting leads from your current clients

    4. (Included in full purchase)

      Getting leads in your local area

    5. (Included in full purchase)

      Getting leads from social media

    6. (Included in full purchase)

      Getting leads from other advisors

    7. (Included in full purchase)

      How to convert student loan clients to other services

    8. (Included in full purchase)

      Step 1: Offer an exceptional student loan experience

    9. (Included in full purchase)

      Step 2: Look for planning opportunities

    10. (Included in full purchase)

      Step 3: Ask for additional business

    11. (Included in full purchase)

      Step 4: Create an e-mail marketing funnel

  8. 8

    Current Student Loan Issues

    1. (Included in full purchase)

      Resources to follow for student loan news

    2. (Included in full purchase)

      The future of the Department of Education

    3. (Included in full purchase)

      Married Filing Separately being challenged

    4. (Included in full purchase)

      Potential concerns for PSLF borrowers

    5. (Included in full purchase)

      IDR Forgiveness could go away

  9. 9

    Appendix: Using Finology Software

    1. (Included in full purchase)

      Walkthrough of Finology

    2. (Included in full purchase)

      Adding client details

    3. (Included in full purchase)

      Using the liability planner

    4. (Included in full purchase)

      Using the comparison tool (coming soon!)

    5. (Included in full purchase)

      Using the reports tool (coming soon!)

    6. (Included in full purchase)

      Building a complete student loan plan (coming soon!)

  10. 10

    Appendix: Commonly Used Forms

    1. (Included in full purchase)

      PSLF Employment Certification Form (as of April 2025)

    2. (Included in full purchase)

      Teacher Loan Forgiveness Application (as of April 2025)

    3. (Included in full purchase)

      Direct Consolidation Application (as of April 2025)

    4. (Included in full purchase)

      Income-driven Repayment Plan Request (as of April 2025)

    5. (Included in full purchase)

      Repayment Plan Request Form (as of April 2025)

    6. (Included in full purchase)

      General Forbearance Request (as of April 2025)

About the creator

Ryan Galiotto, CSLP®, CFP®, is the founder of Etch Financial and serves on the Forbes Advisor Loan Advisory Board. Recognized as one of the nation’s top student loan experts, he has personally advised on over $75 million in student loan debt. His work has been featured in the Journal of Financial Planning, Forbes.com, Credible.com, and other leading financial publications.

Ready to become a profitable student loan planner?

Enroll now to unlock the potential of student loan planning and make a real difference in the lives of student loan borrowers while growing your practice..

$549.00 / year

Enroll Now